{
  "publisher": "YieldStack",
  "month": "2026-07",
  "url": "https://yieldstack.ai/rates/2026-07",
  "json": "https://yieldstack.ai/rates/2026-07.json",
  "csv": "https://yieldstack.ai/rates/2026-07.csv",
  "frozenAt": "2026-10-06T19:29:26.474Z",
  "sources": [
    {
      "publisher": "U.S. Department of the Treasury",
      "url": "https://home.treasury.gov/resource-center/data-chart-center/interest-rates/daily-treasury-rates.csv/2026/all?type=daily_treasury_yield_curve&field_tdr_date_value=2026&page&_format=csv",
      "series": [
        "1Y_TREASURY",
        "5Y_TREASURY",
        "7Y_TREASURY",
        "10Y_TREASURY",
        "30Y_TREASURY"
      ]
    },
    {
      "publisher": "U.S. Department of the Treasury",
      "url": "https://home.treasury.gov/resource-center/data-chart-center/interest-rates/daily-treasury-rates.csv/2026/all?type=daily_treasury_real_yield_curve&field_tdr_date_value=2026&page&_format=csv",
      "series": [
        "5Y_TIPS"
      ]
    },
    {
      "publisher": "Federal Reserve Bank of New York",
      "url": "https://markets.newyorkfed.org/api/rates/secured/sofr/search.json?startDate=2026-06-21&endDate=2026-08-10",
      "series": [
        "SOFR"
      ]
    },
    {
      "publisher": "Federal Reserve Bank of New York",
      "url": "https://markets.newyorkfed.org/api/rates/secured/sofrai/search.json?startDate=2026-06-21&endDate=2026-08-10",
      "series": [
        "SOFR30DAYAVG",
        "SOFR90DAYAVG",
        "SOFR180DAYAVG"
      ]
    },
    {
      "publisher": "Federal Reserve Bank of New York",
      "url": "https://markets.newyorkfed.org/api/rates/unsecured/effr/search.json?startDate=2026-06-21&endDate=2026-08-10",
      "series": [
        "DFEDTARU",
        "DFF"
      ]
    },
    {
      "publisher": "Federal Reserve Bank of St. Louis (FRED)",
      "url": "https://fred.stlouisfed.org/graph/fredgraph.csv?id=DPRIME&cosd=2026-06-21&coed=2026-08-10",
      "series": [
        "PRIME"
      ]
    }
  ],
  "howToCite": "<publisher and series>, observation dated <date>, as republished at yieldstack.ai/rates/2026-07",
  "notices": [
    "Source: Federal Reserve Bank of New York, reference rates (SOFR, SOFR Averages, EFFR).",
    "Bank prime loan rate retrieved from FRED, Federal Reserve Bank of St. Louis. YieldStack is not affiliated with the Federal Reserve System or the Federal Reserve Bank of St. Louis.",
    "Source: U.S. Department of the Treasury, Daily Treasury Par Yield Curve Rates.",
    "Source: U.S. Department of the Treasury, Daily Treasury Par Real Yield Curve Rates."
  ],
  "series": [
    {
      "type": "SOFR",
      "fredId": "SOFR",
      "label": "SOFR (overnight)",
      "source": "NY Fed · SOFR",
      "observations": [
        {
          "date": "2026-07-01",
          "value": 3.66
        },
        {
          "date": "2026-07-02",
          "value": 3.64
        },
        {
          "date": "2026-07-06",
          "value": 3.63
        },
        {
          "date": "2026-07-07",
          "value": 3.62
        },
        {
          "date": "2026-07-08",
          "value": 3.58
        },
        {
          "date": "2026-07-09",
          "value": 3.53
        },
        {
          "date": "2026-07-10",
          "value": 3.55
        },
        {
          "date": "2026-07-13",
          "value": 3.6
        },
        {
          "date": "2026-07-14",
          "value": 3.63
        },
        {
          "date": "2026-07-15",
          "value": 3.64
        },
        {
          "date": "2026-07-16",
          "value": 3.62
        },
        {
          "date": "2026-07-17",
          "value": 3.59
        },
        {
          "date": "2026-07-20",
          "value": 3.57
        },
        {
          "date": "2026-07-21",
          "value": 3.61
        },
        {
          "date": "2026-07-22",
          "value": 3.62
        },
        {
          "date": "2026-07-23",
          "value": 3.64
        },
        {
          "date": "2026-07-24",
          "value": 3.64
        },
        {
          "date": "2026-07-27",
          "value": 3.64
        },
        {
          "date": "2026-07-28",
          "value": 3.65
        },
        {
          "date": "2026-07-29",
          "value": 3.65
        },
        {
          "date": "2026-07-30",
          "value": 3.65
        },
        {
          "date": "2026-07-31",
          "value": 3.66
        }
      ],
      "monthEnd": {
        "date": "2026-07-31",
        "value": 3.66
      },
      "monthStart": {
        "date": "2026-07-01",
        "value": 3.66
      },
      "changeBp": 0
    },
    {
      "type": "SOFR30DAYAVG",
      "fredId": "SOFR30DAYAVG",
      "label": "SOFR 30-day average",
      "source": "NY Fed · SOFR 30-day average",
      "observations": [
        {
          "date": "2026-07-01",
          "value": 3.63346
        },
        {
          "date": "2026-07-02",
          "value": 3.63379
        },
        {
          "date": "2026-07-06",
          "value": 3.63608
        },
        {
          "date": "2026-07-07",
          "value": 3.63609
        },
        {
          "date": "2026-07-08",
          "value": 3.63576
        },
        {
          "date": "2026-07-09",
          "value": 3.63409
        },
        {
          "date": "2026-07-10",
          "value": 3.63175
        },
        {
          "date": "2026-07-13",
          "value": 3.62539
        },
        {
          "date": "2026-07-14",
          "value": 3.62373
        },
        {
          "date": "2026-07-15",
          "value": 3.62306
        },
        {
          "date": "2026-07-16",
          "value": 3.62139
        },
        {
          "date": "2026-07-17",
          "value": 3.62105
        },
        {
          "date": "2026-07-20",
          "value": 3.61773
        },
        {
          "date": "2026-07-21",
          "value": 3.61608
        },
        {
          "date": "2026-07-22",
          "value": 3.61574
        },
        {
          "date": "2026-07-23",
          "value": 3.61608
        },
        {
          "date": "2026-07-24",
          "value": 3.61674
        },
        {
          "date": "2026-07-27",
          "value": 3.61807
        },
        {
          "date": "2026-07-28",
          "value": 3.61875
        },
        {
          "date": "2026-07-29",
          "value": 3.61975
        },
        {
          "date": "2026-07-30",
          "value": 3.62076
        },
        {
          "date": "2026-07-31",
          "value": 3.61975
        }
      ],
      "monthEnd": {
        "date": "2026-07-31",
        "value": 3.61975
      },
      "monthStart": {
        "date": "2026-07-01",
        "value": 3.63346
      },
      "changeBp": -1.4
    },
    {
      "type": "SOFR90DAYAVG",
      "fredId": "SOFR90DAYAVG",
      "label": "SOFR 90-day average",
      "source": "NY Fed · SOFR 90-day average",
      "observations": [
        {
          "date": "2026-07-01",
          "value": 3.63493
        },
        {
          "date": "2026-07-02",
          "value": 3.63494
        },
        {
          "date": "2026-07-06",
          "value": 3.63415
        },
        {
          "date": "2026-07-07",
          "value": 3.63426
        },
        {
          "date": "2026-07-08",
          "value": 3.63459
        },
        {
          "date": "2026-07-09",
          "value": 3.63471
        },
        {
          "date": "2026-07-10",
          "value": 3.63382
        },
        {
          "date": "2026-07-13",
          "value": 3.63157
        },
        {
          "date": "2026-07-14",
          "value": 3.63089
        },
        {
          "date": "2026-07-15",
          "value": 3.62989
        },
        {
          "date": "2026-07-16",
          "value": 3.62955
        },
        {
          "date": "2026-07-17",
          "value": 3.62922
        },
        {
          "date": "2026-07-20",
          "value": 3.62742
        },
        {
          "date": "2026-07-21",
          "value": 3.62675
        },
        {
          "date": "2026-07-22",
          "value": 3.62641
        },
        {
          "date": "2026-07-23",
          "value": 3.62607
        },
        {
          "date": "2026-07-24",
          "value": 3.62586
        },
        {
          "date": "2026-07-27",
          "value": 3.62518
        },
        {
          "date": "2026-07-28",
          "value": 3.62518
        },
        {
          "date": "2026-07-29",
          "value": 3.6254
        },
        {
          "date": "2026-07-30",
          "value": 3.62529
        },
        {
          "date": "2026-07-31",
          "value": 3.62541
        }
      ],
      "monthEnd": {
        "date": "2026-07-31",
        "value": 3.62541
      },
      "monthStart": {
        "date": "2026-07-01",
        "value": 3.63493
      },
      "changeBp": -1
    },
    {
      "type": "SOFR180DAYAVG",
      "fredId": "SOFR180DAYAVG",
      "label": "SOFR 180-day average",
      "source": "NY Fed · SOFR 180-day average",
      "observations": [
        {
          "date": "2026-07-01",
          "value": 3.67125
        },
        {
          "date": "2026-07-02",
          "value": 3.67074
        },
        {
          "date": "2026-07-06",
          "value": 3.66904
        },
        {
          "date": "2026-07-07",
          "value": 3.66892
        },
        {
          "date": "2026-07-08",
          "value": 3.66881
        },
        {
          "date": "2026-07-09",
          "value": 3.66847
        },
        {
          "date": "2026-07-10",
          "value": 3.66785
        },
        {
          "date": "2026-07-13",
          "value": 3.66626
        },
        {
          "date": "2026-07-14",
          "value": 3.66604
        },
        {
          "date": "2026-07-15",
          "value": 3.66587
        },
        {
          "date": "2026-07-16",
          "value": 3.66582
        },
        {
          "date": "2026-07-17",
          "value": 3.66565
        },
        {
          "date": "2026-07-20",
          "value": 3.66469
        },
        {
          "date": "2026-07-21",
          "value": 3.66435
        },
        {
          "date": "2026-07-22",
          "value": 3.66418
        },
        {
          "date": "2026-07-23",
          "value": 3.66401
        },
        {
          "date": "2026-07-24",
          "value": 3.66396
        },
        {
          "date": "2026-07-27",
          "value": 3.66367
        },
        {
          "date": "2026-07-28",
          "value": 3.66367
        },
        {
          "date": "2026-07-29",
          "value": 3.66367
        },
        {
          "date": "2026-07-30",
          "value": 3.6635
        },
        {
          "date": "2026-07-31",
          "value": 3.66334
        }
      ],
      "monthEnd": {
        "date": "2026-07-31",
        "value": 3.66334
      },
      "monthStart": {
        "date": "2026-07-01",
        "value": 3.67125
      },
      "changeBp": -0.8
    },
    {
      "type": "PRIME",
      "fredId": "DPRIME",
      "label": "Prime rate",
      "source": "FRED · DPRIME (bank prime loan rate, H.15)",
      "observations": [
        {
          "date": "2026-07-01",
          "value": 6.75
        },
        {
          "date": "2026-07-02",
          "value": 6.75
        },
        {
          "date": "2026-07-03",
          "value": 6.75
        },
        {
          "date": "2026-07-06",
          "value": 6.75
        },
        {
          "date": "2026-07-07",
          "value": 6.75
        },
        {
          "date": "2026-07-08",
          "value": 6.75
        },
        {
          "date": "2026-07-09",
          "value": 6.75
        },
        {
          "date": "2026-07-10",
          "value": 6.75
        },
        {
          "date": "2026-07-13",
          "value": 6.75
        },
        {
          "date": "2026-07-14",
          "value": 6.75
        },
        {
          "date": "2026-07-15",
          "value": 6.75
        },
        {
          "date": "2026-07-16",
          "value": 6.75
        },
        {
          "date": "2026-07-17",
          "value": 6.75
        },
        {
          "date": "2026-07-20",
          "value": 6.75
        },
        {
          "date": "2026-07-21",
          "value": 6.75
        },
        {
          "date": "2026-07-22",
          "value": 6.75
        },
        {
          "date": "2026-07-23",
          "value": 6.75
        },
        {
          "date": "2026-07-24",
          "value": 6.75
        },
        {
          "date": "2026-07-27",
          "value": 6.75
        },
        {
          "date": "2026-07-28",
          "value": 6.75
        },
        {
          "date": "2026-07-29",
          "value": 6.75
        },
        {
          "date": "2026-07-30",
          "value": 6.75
        },
        {
          "date": "2026-07-31",
          "value": 6.75
        }
      ],
      "monthEnd": {
        "date": "2026-07-31",
        "value": 6.75
      },
      "monthStart": {
        "date": "2026-07-01",
        "value": 6.75
      },
      "changeBp": 0
    },
    {
      "type": "1Y_TREASURY",
      "fredId": "DGS1",
      "label": "1-year Treasury",
      "source": "U.S. Treasury · 1 Yr par yield",
      "observations": [
        {
          "date": "2026-07-01",
          "value": 4
        },
        {
          "date": "2026-07-02",
          "value": 3.96
        },
        {
          "date": "2026-07-06",
          "value": 3.95
        },
        {
          "date": "2026-07-07",
          "value": 4.06
        },
        {
          "date": "2026-07-08",
          "value": 4.06
        },
        {
          "date": "2026-07-09",
          "value": 4.02
        },
        {
          "date": "2026-07-10",
          "value": 4.06
        },
        {
          "date": "2026-07-13",
          "value": 4.12
        },
        {
          "date": "2026-07-14",
          "value": 4.02
        },
        {
          "date": "2026-07-15",
          "value": 3.97
        },
        {
          "date": "2026-07-16",
          "value": 3.99
        },
        {
          "date": "2026-07-17",
          "value": 4.01
        },
        {
          "date": "2026-07-20",
          "value": 4.03
        },
        {
          "date": "2026-07-21",
          "value": 4.08
        },
        {
          "date": "2026-07-22",
          "value": 4.11
        },
        {
          "date": "2026-07-23",
          "value": 4.15
        },
        {
          "date": "2026-07-24",
          "value": 4.14
        },
        {
          "date": "2026-07-27",
          "value": 4.14
        },
        {
          "date": "2026-07-28",
          "value": 4.09
        },
        {
          "date": "2026-07-29",
          "value": 4.04
        },
        {
          "date": "2026-07-30",
          "value": 4.04
        },
        {
          "date": "2026-07-31",
          "value": 4.08
        }
      ],
      "monthEnd": {
        "date": "2026-07-31",
        "value": 4.08
      },
      "monthStart": {
        "date": "2026-07-01",
        "value": 4
      },
      "changeBp": 8
    },
    {
      "type": "5Y_TREASURY",
      "fredId": "DGS5",
      "label": "5-year Treasury",
      "source": "U.S. Treasury · 5 Yr par yield",
      "observations": [
        {
          "date": "2026-07-01",
          "value": 4.24
        },
        {
          "date": "2026-07-02",
          "value": 4.23
        },
        {
          "date": "2026-07-06",
          "value": 4.21
        },
        {
          "date": "2026-07-07",
          "value": 4.27
        },
        {
          "date": "2026-07-08",
          "value": 4.31
        },
        {
          "date": "2026-07-09",
          "value": 4.27
        },
        {
          "date": "2026-07-10",
          "value": 4.3
        },
        {
          "date": "2026-07-13",
          "value": 4.37
        },
        {
          "date": "2026-07-14",
          "value": 4.31
        },
        {
          "date": "2026-07-15",
          "value": 4.26
        },
        {
          "date": "2026-07-16",
          "value": 4.28
        },
        {
          "date": "2026-07-17",
          "value": 4.28
        },
        {
          "date": "2026-07-20",
          "value": 4.33
        },
        {
          "date": "2026-07-21",
          "value": 4.37
        },
        {
          "date": "2026-07-22",
          "value": 4.41
        },
        {
          "date": "2026-07-23",
          "value": 4.46
        },
        {
          "date": "2026-07-24",
          "value": 4.43
        },
        {
          "date": "2026-07-27",
          "value": 4.4
        },
        {
          "date": "2026-07-28",
          "value": 4.35
        },
        {
          "date": "2026-07-29",
          "value": 4.37
        },
        {
          "date": "2026-07-30",
          "value": 4.38
        },
        {
          "date": "2026-07-31",
          "value": 4.45
        }
      ],
      "monthEnd": {
        "date": "2026-07-31",
        "value": 4.45
      },
      "monthStart": {
        "date": "2026-07-01",
        "value": 4.24
      },
      "changeBp": 21
    },
    {
      "type": "7Y_TREASURY",
      "fredId": "DGS7",
      "label": "7-year Treasury",
      "source": "U.S. Treasury · 7 Yr par yield",
      "observations": [
        {
          "date": "2026-07-01",
          "value": 4.35
        },
        {
          "date": "2026-07-02",
          "value": 4.35
        },
        {
          "date": "2026-07-06",
          "value": 4.33
        },
        {
          "date": "2026-07-07",
          "value": 4.4
        },
        {
          "date": "2026-07-08",
          "value": 4.43
        },
        {
          "date": "2026-07-09",
          "value": 4.4
        },
        {
          "date": "2026-07-10",
          "value": 4.42
        },
        {
          "date": "2026-07-13",
          "value": 4.48
        },
        {
          "date": "2026-07-14",
          "value": 4.44
        },
        {
          "date": "2026-07-15",
          "value": 4.39
        },
        {
          "date": "2026-07-16",
          "value": 4.41
        },
        {
          "date": "2026-07-17",
          "value": 4.4
        },
        {
          "date": "2026-07-20",
          "value": 4.45
        },
        {
          "date": "2026-07-21",
          "value": 4.5
        },
        {
          "date": "2026-07-22",
          "value": 4.53
        },
        {
          "date": "2026-07-23",
          "value": 4.58
        },
        {
          "date": "2026-07-24",
          "value": 4.55
        },
        {
          "date": "2026-07-27",
          "value": 4.52
        },
        {
          "date": "2026-07-28",
          "value": 4.47
        },
        {
          "date": "2026-07-29",
          "value": 4.51
        },
        {
          "date": "2026-07-30",
          "value": 4.52
        },
        {
          "date": "2026-07-31",
          "value": 4.59
        }
      ],
      "monthEnd": {
        "date": "2026-07-31",
        "value": 4.59
      },
      "monthStart": {
        "date": "2026-07-01",
        "value": 4.35
      },
      "changeBp": 24
    },
    {
      "type": "10Y_TREASURY",
      "fredId": "DGS10",
      "label": "10-year Treasury",
      "source": "U.S. Treasury · 10 Yr par yield",
      "observations": [
        {
          "date": "2026-07-01",
          "value": 4.48
        },
        {
          "date": "2026-07-02",
          "value": 4.49
        },
        {
          "date": "2026-07-06",
          "value": 4.48
        },
        {
          "date": "2026-07-07",
          "value": 4.55
        },
        {
          "date": "2026-07-08",
          "value": 4.56
        },
        {
          "date": "2026-07-09",
          "value": 4.54
        },
        {
          "date": "2026-07-10",
          "value": 4.56
        },
        {
          "date": "2026-07-13",
          "value": 4.62
        },
        {
          "date": "2026-07-14",
          "value": 4.58
        },
        {
          "date": "2026-07-15",
          "value": 4.55
        },
        {
          "date": "2026-07-16",
          "value": 4.57
        },
        {
          "date": "2026-07-17",
          "value": 4.55
        },
        {
          "date": "2026-07-20",
          "value": 4.6
        },
        {
          "date": "2026-07-21",
          "value": 4.63
        },
        {
          "date": "2026-07-22",
          "value": 4.67
        },
        {
          "date": "2026-07-23",
          "value": 4.71
        },
        {
          "date": "2026-07-24",
          "value": 4.69
        },
        {
          "date": "2026-07-27",
          "value": 4.65
        },
        {
          "date": "2026-07-28",
          "value": 4.61
        },
        {
          "date": "2026-07-29",
          "value": 4.67
        },
        {
          "date": "2026-07-30",
          "value": 4.68
        },
        {
          "date": "2026-07-31",
          "value": 4.75
        }
      ],
      "monthEnd": {
        "date": "2026-07-31",
        "value": 4.75
      },
      "monthStart": {
        "date": "2026-07-01",
        "value": 4.48
      },
      "changeBp": 27
    },
    {
      "type": "30Y_TREASURY",
      "fredId": "DGS30",
      "label": "30-year Treasury",
      "source": "U.S. Treasury · 30 Yr par yield",
      "observations": [
        {
          "date": "2026-07-01",
          "value": 4.97
        },
        {
          "date": "2026-07-02",
          "value": 4.98
        },
        {
          "date": "2026-07-06",
          "value": 4.99
        },
        {
          "date": "2026-07-07",
          "value": 5.05
        },
        {
          "date": "2026-07-08",
          "value": 5.06
        },
        {
          "date": "2026-07-09",
          "value": 5.05
        },
        {
          "date": "2026-07-10",
          "value": 5.06
        },
        {
          "date": "2026-07-13",
          "value": 5.1
        },
        {
          "date": "2026-07-14",
          "value": 5.08
        },
        {
          "date": "2026-07-15",
          "value": 5.08
        },
        {
          "date": "2026-07-16",
          "value": 5.09
        },
        {
          "date": "2026-07-17",
          "value": 5.06
        },
        {
          "date": "2026-07-20",
          "value": 5.11
        },
        {
          "date": "2026-07-21",
          "value": 5.13
        },
        {
          "date": "2026-07-22",
          "value": 5.15
        },
        {
          "date": "2026-07-23",
          "value": 5.17
        },
        {
          "date": "2026-07-24",
          "value": 5.16
        },
        {
          "date": "2026-07-27",
          "value": 5.12
        },
        {
          "date": "2026-07-28",
          "value": 5.09
        },
        {
          "date": "2026-07-29",
          "value": 5.2
        },
        {
          "date": "2026-07-30",
          "value": 5.21
        },
        {
          "date": "2026-07-31",
          "value": 5.27
        }
      ],
      "monthEnd": {
        "date": "2026-07-31",
        "value": 5.27
      },
      "monthStart": {
        "date": "2026-07-01",
        "value": 4.97
      },
      "changeBp": 30
    },
    {
      "type": "5Y_TIPS",
      "fredId": "DFII5",
      "label": "5-year TIPS (real)",
      "source": "U.S. Treasury · 5 YR par real yield",
      "observations": [
        {
          "date": "2026-07-01",
          "value": 1.98
        },
        {
          "date": "2026-07-02",
          "value": 1.99
        },
        {
          "date": "2026-07-06",
          "value": 1.94
        },
        {
          "date": "2026-07-07",
          "value": 1.99
        },
        {
          "date": "2026-07-08",
          "value": 2
        },
        {
          "date": "2026-07-09",
          "value": 1.99
        },
        {
          "date": "2026-07-10",
          "value": 2.02
        },
        {
          "date": "2026-07-13",
          "value": 2.06
        },
        {
          "date": "2026-07-14",
          "value": 2.03
        },
        {
          "date": "2026-07-15",
          "value": 2.01
        },
        {
          "date": "2026-07-16",
          "value": 2.04
        },
        {
          "date": "2026-07-17",
          "value": 2.01
        },
        {
          "date": "2026-07-20",
          "value": 2.05
        },
        {
          "date": "2026-07-21",
          "value": 2.09
        },
        {
          "date": "2026-07-22",
          "value": 2.11
        },
        {
          "date": "2026-07-23",
          "value": 2.17
        },
        {
          "date": "2026-07-24",
          "value": 2.19
        },
        {
          "date": "2026-07-27",
          "value": 2.22
        },
        {
          "date": "2026-07-28",
          "value": 2.19
        },
        {
          "date": "2026-07-29",
          "value": 2.13
        },
        {
          "date": "2026-07-30",
          "value": 2.14
        },
        {
          "date": "2026-07-31",
          "value": 2.19
        }
      ],
      "monthEnd": {
        "date": "2026-07-31",
        "value": 2.19
      },
      "monthStart": {
        "date": "2026-07-01",
        "value": 1.98
      },
      "changeBp": 21
    },
    {
      "type": "DFEDTARU",
      "fredId": "DFEDTARU",
      "label": "Fed funds target (upper)",
      "source": "NY Fed · EFFR target range, upper bound",
      "observations": [
        {
          "date": "2026-07-01",
          "value": 3.75
        },
        {
          "date": "2026-07-02",
          "value": 3.75
        },
        {
          "date": "2026-07-03",
          "value": 3.75
        },
        {
          "date": "2026-07-06",
          "value": 3.75
        },
        {
          "date": "2026-07-07",
          "value": 3.75
        },
        {
          "date": "2026-07-08",
          "value": 3.75
        },
        {
          "date": "2026-07-09",
          "value": 3.75
        },
        {
          "date": "2026-07-10",
          "value": 3.75
        },
        {
          "date": "2026-07-13",
          "value": 3.75
        },
        {
          "date": "2026-07-14",
          "value": 3.75
        },
        {
          "date": "2026-07-15",
          "value": 3.75
        },
        {
          "date": "2026-07-16",
          "value": 3.75
        },
        {
          "date": "2026-07-17",
          "value": 3.75
        },
        {
          "date": "2026-07-20",
          "value": 3.75
        },
        {
          "date": "2026-07-21",
          "value": 3.75
        },
        {
          "date": "2026-07-22",
          "value": 3.75
        },
        {
          "date": "2026-07-23",
          "value": 3.75
        },
        {
          "date": "2026-07-24",
          "value": 3.75
        },
        {
          "date": "2026-07-27",
          "value": 3.75
        },
        {
          "date": "2026-07-28",
          "value": 3.75
        },
        {
          "date": "2026-07-29",
          "value": 3.75
        },
        {
          "date": "2026-07-30",
          "value": 3.75
        },
        {
          "date": "2026-07-31",
          "value": 3.75
        }
      ],
      "monthEnd": {
        "date": "2026-07-31",
        "value": 3.75
      },
      "monthStart": {
        "date": "2026-07-01",
        "value": 3.75
      },
      "changeBp": 0
    },
    {
      "type": "DFF",
      "fredId": "DFF",
      "label": "Fed funds (effective)",
      "source": "NY Fed · EFFR",
      "observations": [
        {
          "date": "2026-07-01",
          "value": 3.63
        },
        {
          "date": "2026-07-02",
          "value": 3.63
        },
        {
          "date": "2026-07-03",
          "value": 3.63
        },
        {
          "date": "2026-07-06",
          "value": 3.63
        },
        {
          "date": "2026-07-07",
          "value": 3.63
        },
        {
          "date": "2026-07-08",
          "value": 3.62
        },
        {
          "date": "2026-07-09",
          "value": 3.62
        },
        {
          "date": "2026-07-10",
          "value": 3.62
        },
        {
          "date": "2026-07-13",
          "value": 3.62
        },
        {
          "date": "2026-07-14",
          "value": 3.63
        },
        {
          "date": "2026-07-15",
          "value": 3.63
        },
        {
          "date": "2026-07-16",
          "value": 3.63
        },
        {
          "date": "2026-07-17",
          "value": 3.63
        },
        {
          "date": "2026-07-20",
          "value": 3.63
        },
        {
          "date": "2026-07-21",
          "value": 3.63
        },
        {
          "date": "2026-07-22",
          "value": 3.63
        },
        {
          "date": "2026-07-23",
          "value": 3.63
        },
        {
          "date": "2026-07-24",
          "value": 3.63
        },
        {
          "date": "2026-07-27",
          "value": 3.63
        },
        {
          "date": "2026-07-28",
          "value": 3.63
        },
        {
          "date": "2026-07-29",
          "value": 3.63
        },
        {
          "date": "2026-07-30",
          "value": 3.63
        },
        {
          "date": "2026-07-31",
          "value": 3.63
        }
      ],
      "monthEnd": {
        "date": "2026-07-31",
        "value": 3.63
      },
      "monthStart": {
        "date": "2026-07-01",
        "value": 3.63
      },
      "changeBp": 0
    }
  ]
}