For borrowers
Borrowers describe the deal once and compare the offers that come back
A borrower describes one commercial real estate deal in a 5-minute submit, and that single file is screened against 20,000+ loan programs rather than walked round a personal rolodex. Most deals come back with 5–8 matches across those programs, and the median offer in under an hour, from an institutional lender. It is Zero upfront to submit and to read the offers; the broker fee is 0.50–1.00% of the loan amount and is owed only at closing.
- 20,000+loan programs screened
- 5–8matches on a typical deal
- Zero upfrontto submit and compare offers
- 1 hourmedian first offer
What does a borrower actually get?
A borrower gets competing terms on one file instead of a sequence of phone calls. The deal is pre-screened for bankability before any lender sees it, packaged with a credit narrative that explains the business plan, and put in front of the programs whose credit box it actually satisfies.
YieldStack is a commercial mortgage brokerage, not a lender. The rate, the leverage and the credit decision belong to the lenders competing for the deal. What YieldStack runs is the process that gets several of them looking at the same file at the same time, and the negotiation that follows.
How does the process work?
You describe the deal once, in a 5-minute submit, and that single file is screened against 20,000+ loan programs. Most deals come back with 5–8 matches across those programs, and the median offer in under an hour, from an institutional lender. A human deal team reads the offers with you and negotiates the terms through closing.
Nothing about the structure is decided up front. Bridge, DSCR, construction, fix-and-flip and permanent debt are all screened from the same submission, so a borrower who is unsure which one fits does not have to guess before they start.
What does it cost?
It costs Zero upfront to submit a deal and review offers; YieldStack's broker fee is 0.50–1.00% of the loan amount and is paid only at closing.
There is no charge to see what the market thinks of a deal. If no offer is worth taking, the deal does not close and no fee is owed.
What happens to my information?
Deals stay anonymous to lenders before a letter of intent, so borrowers compare offers without shopping their identity around the market. What a lender sees first is the deal and the credit narrative, not the name behind it.
The pre-screen runs the checks a lender’s own screen would run, on property, sponsor and business-plan factors, so the file arrives explained rather than rejected by an automated first pass.
Frequently Asked Questions
Do I have to know which loan structure I need?
No. One submission is screened across every structure YieldStack places, so bridge, DSCR, construction, fix-and-flip and permanent programs are all considered against the same file and the fit comes back with the offers.
How long does it take to hear back?
The median offer in under an hour, from an institutional lender. Submitting takes about five minutes, and offers arrive on the platform where they can be read side by side rather than one at a time.
Do lenders see who I am before I choose one?
No. Deals stay anonymous to lenders before a letter of intent, so a borrower can compare offers without their identity circulating in the market.
What size deals does YieldStack work on?
Commercial real estate across multifamily, industrial, retail, office, self-storage, hospitality and mixed-use, nationwide. Complex business plans are matched inside the same program database rather than referred elsewhere.
Can I close in an LLC?
Yes. Entity vesting is ordinary in this market, and the guarantee arrangement is one of the terms lenders quote on rather than a reason to decline the file.
What happens after I pick an offer?
A human deal team negotiates the terms with the chosen lender and stays on the file through closing. The lender underwrites and makes the credit decision; YieldStack works the borrower’s side of it.
Is YieldStack a lender?
No. YieldStack is a commercial mortgage brokerage, not a lender. Every term sheet comes from a lender in the network and is subject to that lender's underwriting.
Does it cost anything to see terms?
No. It costs Zero upfront to submit a deal and review offers; YieldStack's broker fee is 0.50–1.00% of the loan amount and is paid only at closing.
Is financing guaranteed?
No. Every credit decision is made by the lender; YieldStack arranges the introductions and negotiates on the borrower's side, and no loan, rate, or closing is guaranteed.
Where does YieldStack operate?
Nationwide. YieldStack arranges commercial real estate financing nationwide. Every deal is business-purpose commercial financing, and the broker fee is paid only at closing.
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One deal.Several lenders.
YieldStack is a commercial mortgage brokerage, not a lender.