For fix and flip investors
Fix and flip investors line up financing for the next flip
A fix and flip investor describes one project in a 5-minute submit, and that single file is screened against 20,000+ loan programs built for short-term rehab and resale timelines. Most deals come back with 5–8 matches across those programs, and the median offer in under an hour, from an institutional lender. It is Zero upfront to submit and compare offers before the next project starts.
- 20,000+loan programs screened for flip and bridge deals
- 5–8matches on a typical flip
- Zero upfrontto submit and compare offers
- 1 hourmedian first offer
What does a fix and flip investor actually get?
A fix and flip investor gets terms sized to the project’s after-repair value and the rehab budget rather than a personal income history. The deal is pre-screened for bankability, packaged with a scope of work and a credit narrative, before it reaches a lender.
YieldStack is a commercial mortgage brokerage, not a lender. The leverage, the pricing and the credit decision sit with the lenders competing for the file. What runs behind the scenes is the process that gets several of them looking at the same project at once.
How does the process work for a flip?
You describe the deal once, in a 5-minute submit, and that single file is screened against 20,000+ loan programs. Most deals come back with 5–8 matches across those programs, and the median offer in under an hour, from an institutional lender. A human deal team reads the offers with the investor and negotiates the terms through closing.
Bridge, hard money and fix and flip programs are all screened from the same submission, so an investor moving between a rehab and a hold does not have to restart the process for each deal.
What does it cost?
It costs Zero upfront to submit a deal and review offers; YieldStack's broker fee is 0.50–1.00% of the loan amount and is paid only at closing.
There is no charge to see what the market will offer on a project. If no offer is worth taking, the deal does not close and no fee is owed.
What happens to my information?
Deals stay anonymous to lenders before a letter of intent, so an investor compares offers without a property address or a track record circulating the market ahead of a decision.
The pre-screen runs the checks a lender’s own first pass would run, on the property, the scope of work and the sponsor’s experience, so the file arrives explained rather than rejected outright.
Frequently Asked Questions
Do I need completed projects to qualify?
Experience helps but is one factor among several. The pre-screen reads the scope of work and the sponsor’s plan alongside any track record, rather than requiring a set number of completed flips.
Are rehab draws included in the financing?
Draw structures are a term the competing lenders quote, based on the scope of work submitted with the deal. The submission carries the budget so a lender can price the draw schedule.
How fast can I get an offer on a time-sensitive deal?
The median offer in under an hour, from an institutional lender. A 5-minute submit is enough for the file to reach the loan programs that fit a short timeline.
Can I finance the purchase and the rehab together?
Yes. Purchase and rehab costs are described in the same submission, and lenders quote terms across both rather than splitting them into separate applications.
Does my identity reach lenders before I pick an offer?
No. Deals stay anonymous before a letter of intent, so an investor compares offers without a name or a portfolio circulating the market first.
What happens once I choose a lender?
A human deal team negotiates the terms and stays on the file through closing. The lender underwrites the deal and makes the credit decision.
Is YieldStack a lender?
No. YieldStack is a commercial mortgage brokerage, not a lender. Every term sheet comes from a lender in the network and is subject to that lender's underwriting.
Does it cost anything to see terms?
No. It costs Zero upfront to submit a deal and review offers; YieldStack's broker fee is 0.50–1.00% of the loan amount and is paid only at closing.
Is financing guaranteed?
No. Every credit decision is made by the lender; YieldStack arranges the introductions and negotiates on the borrower's side, and no loan, rate, or closing is guaranteed.
Where does YieldStack operate?
Nationwide. YieldStack arranges commercial real estate financing nationwide. Every deal is business-purpose commercial financing, and the broker fee is paid only at closing.
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One project.Offers before the next flip.
YieldStack is a commercial mortgage brokerage, not a lender.