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For 1031 exchange buyers
1031 exchange buyers replace one property with a matched loan
A buyer replacing a property through a 1031 exchange describes the deal in a 5-minute submit, and that single file is screened against 20,000+ loan programs timed to the exchange. Most deals come back with 5–8 matches across those programs, and the median offer in under an hour, from an institutional lender. It is Zero upfront to submit and compare offers inside the exchange windows.
- 20,000+loan programs screened for exchange purchases
- 5–8matches on a typical exchange deal
- Zero upfrontto submit and compare offers
- 1 hourmedian first offer
What does a 1031 exchange buyer actually get?
A 1031 exchange buyer gets offers compared on one file, timed to the identification and closing windows the exchange runs on. The replacement property and the exchange structure are packaged into a credit narrative before any lender sees the file.
YieldStack is a commercial mortgage brokerage, not a lender. The leverage, the rate and the credit decision sit with the lenders competing for the deal. What runs behind the scenes is the process that gets several of them evaluating the same file at once.
How does the submission fit the exchange timeline?
You describe the deal once, in a 5-minute submit, and that single file is screened against 20,000+ loan programs. Most deals come back with 5–8 matches across those programs, and the median offer in under an hour, from an institutional lender. A human deal team reads the offers with the buyer against the identification and closing windows the exchange sets.
NNN, commercial and DSCR programs are all screened from the same submission, so a buyer replacing one property type with another does not have to restart the process.
Run the numbers first
- Check coverage
See whether a file clears the programs the screen already runs.
- See who would compete
Preview the lender types a deal like yours would reach.
What does it cost?
It costs Zero upfront to submit a deal and review offers; YieldStack's broker fee is 0.50–1.00% of the loan amount and is paid only at closing.
There is no charge to see what the market will offer on a replacement property. If no offer is worth taking, the deal does not close and no fee is owed.
What happens to my information?
Deals stay anonymous to lenders before a letter of intent, so a buyer compares offers without a property address or an exchange structure circulating the market ahead of a decision.
The pre-screen runs the checks a lender’s own first pass would run, on the property and the sponsor, so the file arrives explained rather than rejected by an automated pass.
Frequently Asked Questions
Does the exchange timeline affect how quickly I need an offer?
Yes. The median offer in under an hour, from an institutional lender, which is built to fit inside the identification and closing windows an exchange runs on.
Can I replace one property type with a different one?
Yes. NNN, commercial and DSCR programs are screened from the same submission, so a buyer moving between property types stays on one file.
Do I need a qualified intermediary in place before I submit?
The submission describes the replacement property and the exchange structure; the intermediary relationship sits alongside it rather than inside the financing file.
How much does it cost to see offers before I commit?
It costs Zero upfront to submit a deal and review offers; YieldStack's broker fee is 0.50–1.00% of the loan amount and is paid only at closing.
Does my identity reach lenders before I choose an offer?
No. Deals stay anonymous before a letter of intent, so a buyer compares offers without a name circulating the market first.
What happens after I choose a lender?
A human deal team negotiates the terms and stays on the file through the closing window the exchange requires.
Is YieldStack a lender?
No. YieldStack is a commercial mortgage brokerage, not a lender. Every term sheet comes from a lender in the network and is subject to that lender's underwriting.
Does it cost anything to see terms?
No. It costs Zero upfront to submit a deal and review offers; YieldStack's broker fee is 0.50–1.00% of the loan amount and is paid only at closing.
Is financing guaranteed?
No. Every credit decision is made by the lender; YieldStack arranges the introductions and negotiates on the borrower's side, and no loan, rate, or closing is guaranteed.
Where does YieldStack operate?
Nationwide. YieldStack arranges commercial real estate financing nationwide. Every deal is business-purpose commercial financing, and the broker fee is paid only at closing.
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One exchange.Offers on time.
YieldStack is a commercial mortgage brokerage, not a lender.