Free Commercial Real Estate Financing Tools

Run your deal's numbers before you talk to a lender. Every tool below is free, needs no account, and returns estimates you can check against the definitions lenders actually underwrite to.

YieldStack is a commercial mortgage brokerage, not a lender. These tools show benchmark indices, scenario math, category fit, and payment schedules — not quotes, credit decisions, or a promise that a named lender will offer.

  • Deal Analyzer — AI Term Estimator — Estimate rate, lender fit, and funding score for a CRE deal. Free, no account.
  • Underwriting Calculator — Compute DSCR, LTV, and debt yield from NOI, value, and loan terms. Free, no account.
  • Lender Match — See which categories of commercial lenders typically fit your deal — banks, credit unions, debt funds, agency, CMBS. Free preview.
  • CRE Rate Dashboard — Live Benchmarks — Benchmark the CRE quote you already have against live indices — SOFR, 5Y and 10Y Treasury, Prime — and see how commercial mortgage pricing is built.
  • Savings Calculator — Compare what commercial mortgage brokerage fees cost under different fee models and volumes, and when a success-fee model beats upfront or retainer pricing.
  • Commercial Loan Amortization Schedule Builder — Month-by-month commercial loan schedule: payment, principal/interest split, balloon, and whether it clears DSCR.

Frequently Asked Questions

Is YieldStack a lender?

No. YieldStack is a commercial mortgage brokerage, not a lender. Every term sheet comes from a lender in the network and is subject to that lender's underwriting.

Does it cost anything to see terms?

No. It costs $0 upfront to submit a deal and review offers; YieldStack's broker fee is 0.50–1.00% of the loan amount and is paid only at closing.

Is financing guaranteed?

No. Every credit decision is made by the lender; YieldStack arranges the introductions and negotiates on the borrower's side, and no loan, rate, or closing is guaranteed.

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