What is in the resources library?

Guides on commercial real estate financing, a glossary of the terms a commercial file has to survive, an FAQ, the help center, benchmark rates, the free calculators, and the directory of loan types YieldStack places.

Do I need an account to read any of it?

No. Every page in this library is public and ungated, including the five calculators. An account is only needed to submit a deal and read the offers that come back.

Are the rates on this site quotes?

No. The rates page publishes the benchmark indices lenders price against, not an offer. Pricing on a specific deal comes from the lenders competing for it, in writing.

Where do the guides come from?

They are written from live commercial files worked through the desk — what lenders asked for, where deals stalled, and what the documents actually said. Each one is dated and attributed on the blog.

Is YieldStack a lender?

No. YieldStack is a commercial mortgage brokerage, not a lender. Every term sheet comes from a lender in the network and is subject to that lender's underwriting.

Does it cost anything to see terms?

No. It costs Zero upfront to submit a deal and review offers; YieldStack's broker fee is 0.50–1.00% of the loan amount and is paid only at closing.

Is financing guaranteed?

No. Every credit decision is made by the lender; YieldStack arranges the introductions and negotiates on the borrower's side, and no loan, rate, or closing is guaranteed.

Where does YieldStack operate?

Nationwide. YieldStack arranges commercial real estate financing nationwide. Every deal is business-purpose commercial financing, and the broker fee is paid only at closing.

Library

Resources

Guides, the blog, glossary, FAQ, help, and attributable press coverage. Loan types that used to fill the footer live in the directory below.

Submit a deal Open the glossary

20,000+loan programs screened
5–8matches on a typical deal
Zero upfrontto submit and compare offers
1 hourmedian first offer

What is this library for?

Everything here exists to answer one question a borrower or broker is holding while a deal is live: what does this term mean, what will a lender ask for next, and what do the numbers on this file have to look like to clear a credit box. The guides are written from files that went through the desk, and the glossary is the vocabulary a term sheet uses without explaining.

YieldStack is a commercial mortgage brokerage, not a lender. Nothing on these pages is a quote, an approval, or a rate you can hold a lender to. It is the reading a file needs before it goes out.

How should you use it?

Start with the guides if you are deciding how to structure a deal, and with the glossary if you are reading a document someone has already sent you. The rates page carries the benchmark indices lenders price against, and the free tools run the arithmetic — coverage, leverage, debt yield — on your own numbers before anyone else sees them.

Filing a deal is a 5-minute submit. It is Zero upfront to submit and to read the offers that come back, and the broker fee of 0.50–1.00% of the loan amount is owed only at closing. If a file is already live, the reading can wait — submit it and the desk will come back with the questions.

Loan types

Frequently Asked Questions

What is in the resources library?
Guides on commercial real estate financing, a glossary of the terms a commercial file has to survive, an FAQ, the help center, benchmark rates, the free calculators, and the directory of loan types YieldStack places.
Do I need an account to read any of it?
No. Every page in this library is public and ungated, including the five calculators. An account is only needed to submit a deal and read the offers that come back.
Are the rates on this site quotes?
No. The rates page publishes the benchmark indices lenders price against, not an offer. Pricing on a specific deal comes from the lenders competing for it, in writing.
Where do the guides come from?
They are written from live commercial files worked through the desk — what lenders asked for, where deals stalled, and what the documents actually said. Each one is dated and attributed on the blog.
Is YieldStack a lender?
No. YieldStack is a commercial mortgage brokerage, not a lender. Every term sheet comes from a lender in the network and is subject to that lender's underwriting.
Does it cost anything to see terms?
No. It costs Zero upfront to submit a deal and review offers; YieldStack's broker fee is 0.50–1.00% of the loan amount and is paid only at closing.
Is financing guaranteed?
No. Every credit decision is made by the lender; YieldStack arranges the introductions and negotiates on the borrower's side, and no loan, rate, or closing is guaranteed.
Where does YieldStack operate?
Nationwide. YieldStack arranges commercial real estate financing nationwide. Every deal is business-purpose commercial financing, and the broker fee is paid only at closing.

Have a live file?Submit your deal.

YieldStack is a commercial mortgage brokerage, not a lender.

Submit a deal