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Agency lenders receive deal flow matched to multifamily production programs
An agency lender on YieldStack publishes its multifamily, small balance and manufactured housing programs, and only deals that clear those programs are shown to it. Every deal arrives pre-screened for bankability with a credit narrative attached, drawn from the same 20,000+ programs a borrower's single submission is screened against, with 5–8 matches on a typical deal. Agency lenders respond with terms on the platform, and a human deal team carries the file through closing.
- 20,000+loan programs in the screen
- 5–8matches on a typical deal
- Zero upfrontfor a borrower to submit
- 1 hourmedian first offer
What deal flow does an agency lender receive?
An agency lender sees deals that already clear the multifamily, small balance and manufactured housing programs it published, sized for production-scale agency underwriting. The typical file is a stabilized multifamily or manufactured housing community with the occupancy history an agency program requires.
YieldStack is a commercial mortgage brokerage, not a lender. A deal that misses an agency lender's published DSCR and occupancy thresholds is never sent to it, so the queue stays production-ready rather than speculative.
How are deals screened against the programs you publish?
A borrower describes the deal once, in a 5-minute submit, and that single file is screened against 20,000+ loan programs, with most deals returning 5–8 matches across those programs, and the median offer in under an hour, from an institutional lender. The screen runs the checks an agency lender's own production desk would run first, on property, sponsor and cash-flow factors.
Deals stay anonymous before a letter of intent, so what arrives first is the file and the narrative around it, packaged for an agency underwriting review.
See how matching reads a deal
- See how matching reads a deal
Walk a file through the same screen that decides what reaches you.
What does YieldStack never do with your program data?
An agency lender's DSCR bands and published programs are used to route deals to it and for nothing else. They are never resold to competing agency lenders or to appetite-intelligence services.
New lenders joining the network are vetted before they are added, so an agency lender quoting alongside others is quoting alongside a curated set.
How does YieldStack get paid?
It costs Zero upfront to submit a deal and review offers; YieldStack's broker fee is 0.50–1.00% of the loan amount and is paid only at closing.
YieldStack is a commercial mortgage brokerage, not a lender. It does not originate loans or extend credit, and it takes no position in a deal it places. Every credit decision stays with the agency lender.
Frequently Asked Questions
How do you decide which deals to send an agency lender?
By the multifamily, small balance and manufactured housing programs the agency lender publishes. A deal that misses those DSCR and occupancy criteria is not sent.
Is our loan program data shared with other agency lenders?
No. Program criteria are used to route deals to an agency lender and are never resold to competitors or to appetite-intelligence services.
Can any agency lender join the network?
No. New lenders are vetted before joining. Qualified agency lenders expect deals from qualified borrowers, and the reverse, so the participating set stays curated.
Does YieldStack compete with the agency lenders on the platform?
No. YieldStack is a commercial mortgage brokerage, not a lender. It does not originate loans or hold capital, and it takes no position in a deal it places.
What does an agency lender pay to receive deals?
It costs Zero upfront to submit a deal and review offers; YieldStack's broker fee is 0.50–1.00% of the loan amount and is paid only at closing. The fee sits on the borrower's side of the closing, so it does not come out of an agency lender's pricing.
How does an agency lender respond to a deal?
With terms, on the platform. The borrower reads those terms beside the other offers on the same file, so the comparison happens on identical information.
Is YieldStack a lender?
No. YieldStack is a commercial mortgage brokerage, not a lender. Every term sheet comes from a lender in the network and is subject to that lender's underwriting.
Does it cost anything to see terms?
No. It costs Zero upfront to submit a deal and review offers; YieldStack's broker fee is 0.50–1.00% of the loan amount and is paid only at closing.
Is financing guaranteed?
No. Every credit decision is made by the lender; YieldStack arranges the introductions and negotiates on the borrower's side, and no loan, rate, or closing is guaranteed.
Where does YieldStack operate?
Nationwide. YieldStack arranges commercial real estate financing nationwide. Every deal is business-purpose commercial financing, and the broker fee is paid only at closing.
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YieldStack is a commercial mortgage brokerage, not a lender.