For lenders
Lenders see deals screened against the programs they publish
A lender on YieldStack publishes its loan programs, and only deals that clear those programs are shown to it. Every deal arrives pre-screened for bankability with a credit narrative attached, drawn from the same 20,000+ programs a borrower’s single submission is screened against, with 5–8 matches on a typical deal. Lenders respond with terms on the platform, and the borrower reads those terms beside the others.
- 20,000+loan programs in the screen
- 5–8matches on a typical deal
- Zero upfrontfor a borrower to submit
- 1 hourmedian first offer
What does a lender receive?
A lender receives deals that already clear the loan programs it published, with the business plan and the credit narrative written down. The scarce resource is lender attention, so restraint is the product: a deal that does not fit the published programs is not sent.
Terms are returned on the platform, where the borrower reads them against the other offers on the same file. Competition on identical information is what sets the terms, which is a better position for a lender who is genuinely priced right.
How is a deal screened before it reaches you?
You describe the deal once, in a 5-minute submit, and that single file is screened against 20,000+ loan programs. Most deals come back with 5–8 matches across those programs, and the median offer in under an hour, from an institutional lender. The screen runs the checks a lender’s own first pass would run, on property, sponsor and business-plan factors, before a program is matched at all.
Deals stay anonymous to lenders before a letter of intent. What arrives first is the deal and the narrative around it, which is the part an underwriter reads anyway.
How does YieldStack get paid?
It costs Zero upfront to submit a deal and review offers; YieldStack's broker fee is 0.50–1.00% of the loan amount and is paid only at closing.
YieldStack is a commercial mortgage brokerage, not a lender. It does not originate loans or extend credit, and it takes no position in a deal it places. Every credit decision belongs to the lender.
What does YieldStack never do with your programs?
Your loan program criteria are never resold to competitors or to intel services. They exist to route deals to you and for nothing else.
New lenders are vetted before they join, so the set of firms quoting alongside you stays curated rather than open to anyone who fills in a form.
Frequently Asked Questions
How do you decide which deals to send?
By the loan programs you publish. A deal is scored against those criteria before it is shown to anyone, and a deal that does not clear them is not sent to you at all.
Is my loan program data shared with other lenders?
No. Program criteria are used to route deals to you and are never resold to competitors or to appetite-intelligence services.
Can any lender sign up?
No. New lenders are vetted before joining. Qualified lenders expect deals from qualified borrowers, and the reverse, so the participating set stays curated.
Does YieldStack compete with the lenders on it?
No. YieldStack is a commercial mortgage brokerage, not a lender. It does not originate loans or hold capital, and it takes no position in a deal it places.
What does a lender pay to receive deals?
It costs Zero upfront to submit a deal and review offers; YieldStack's broker fee is 0.50–1.00% of the loan amount and is paid only at closing. The fee sits on the borrower’s side of the closing, so it does not come out of a lender’s pricing.
How do I respond to a deal?
With terms, on the platform. The borrower reads those terms beside the other offers on the same file, so the comparison is made on identical information.
Is YieldStack a lender?
No. YieldStack is a commercial mortgage brokerage, not a lender. Every term sheet comes from a lender in the network and is subject to that lender's underwriting.
Does it cost anything to see terms?
No. It costs Zero upfront to submit a deal and review offers; YieldStack's broker fee is 0.50–1.00% of the loan amount and is paid only at closing.
Is financing guaranteed?
No. Every credit decision is made by the lender; YieldStack arranges the introductions and negotiates on the borrower's side, and no loan, rate, or closing is guaranteed.
Where does YieldStack operate?
Nationwide. YieldStack arranges commercial real estate financing nationwide. Every deal is business-purpose commercial financing, and the broker fee is paid only at closing.
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Publish your programs.See only what fits.
YieldStack is a commercial mortgage brokerage, not a lender.