For rental investors
Rental investors compare financing offers on one file
A rental investor describes one property or portfolio in a 5-minute submit, and that single file is screened against 20,000+ loan programs built for rental income rather than a paycheck. Most deals come back with 5–8 matches across those programs, and the median offer in under an hour, from an institutional lender. It is Zero upfront to submit and compare offers before choosing a lender.
- 20,000+loan programs screened for rental income
- 5–8matches on a typical rental deal
- Zero upfrontto submit and compare offers
- 1 hourmedian first offer
What does a rental investor actually get?
A rental investor gets terms sized to the property’s rental income rather than a personal paycheck. The deal is screened against programs built for single-family rentals and larger rental portfolios, and packaged with a credit narrative before any lender sees it.
YieldStack is a commercial mortgage brokerage, not a lender. The leverage, the rate and the credit decision sit with the lenders competing for the file. What runs behind the scenes is the process that gets several of them looking at the same deal at once, and the negotiation that follows.
How does the process work for a rental deal?
You describe the deal once, in a 5-minute submit, and that single file is screened against 20,000+ loan programs. Most deals come back with 5–8 matches across those programs, and the median offer in under an hour, from an institutional lender. A human deal team reads the offers with the investor and negotiates the terms through closing.
Single-family rentals, small portfolios and larger rental blocks are all screened from the same submission, so an investor scaling from one door to many does not have to restart the process each time. Structure follows the deal rather than the other way round.
What does it cost?
It costs Zero upfront to submit a deal and review offers; YieldStack's broker fee is 0.50–1.00% of the loan amount and is paid only at closing.
There is no charge to see what the market will offer on a rental property. If no offer is worth taking, the deal does not close and no fee is owed.
What happens to my information?
Deals stay anonymous to lenders before a letter of intent, so a rental investor compares offers without an address or a portfolio circulating the market ahead of a decision. What a lender sees first is the property and the income behind it, not the name on the deed.
The pre-screen runs the checks a lender’s own first pass would run, on the property, the rental income and the sponsor, so the file arrives explained rather than rejected by an automated screen.
Frequently Asked Questions
Do I need a personal income statement to qualify?
No. Rental programs are screened against the property’s income rather than a personal pay stub, and that income is packaged into the credit narrative a lender reads first.
Can I submit a portfolio instead of a single property?
Yes. Portfolio and single-property rental deals are screened from the same submission, and a portfolio that grows can be resubmitted as it changes.
How long does it take to see offers?
The median offer in under an hour, from an institutional lender. Submitting a rental deal takes about a 5-minute submit, and offers arrive on the platform where they can be compared side by side.
Do lenders see my identity before I choose an offer?
No. Deals stay anonymous to lenders before a letter of intent, so an investor can compare offers without a name or address circulating the market.
Can I close a rental deal in an LLC?
Yes. Entity vesting is ordinary for rental property, and the guarantee arrangement is one of the terms lenders quote on rather than a reason to decline the file.
What happens after I choose an offer?
A human deal team negotiates the terms with the chosen lender and stays on the file through closing. The lender underwrites and makes the credit decision.
Is YieldStack a lender?
No. YieldStack is a commercial mortgage brokerage, not a lender. Every term sheet comes from a lender in the network and is subject to that lender's underwriting.
Does it cost anything to see terms?
No. It costs Zero upfront to submit a deal and review offers; YieldStack's broker fee is 0.50–1.00% of the loan amount and is paid only at closing.
Is financing guaranteed?
No. Every credit decision is made by the lender; YieldStack arranges the introductions and negotiates on the borrower's side, and no loan, rate, or closing is guaranteed.
Where does YieldStack operate?
Nationwide. YieldStack arranges commercial real estate financing nationwide. Every deal is business-purpose commercial financing, and the broker fee is paid only at closing.
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One rental deal.Several offers to compare.
YieldStack is a commercial mortgage brokerage, not a lender.