For first-time investors
First-time investors get help entering commercial real estate financing
A first-time investor describes one deal in a 5-minute submit, and that single file is screened against 20,000+ loan programs rather than requiring a personal network of lenders. Most deals come back with 5–8 matches across those programs, and the median offer in under an hour, from an institutional lender. It is Zero upfront to submit and compare offers before making a first purchase.
- 20,000+loan programs screened for a first deal
- 5–8matches on a typical first deal
- Zero upfrontto submit and compare offers
- 1 hourmedian first offer
What does a first-time investor actually get?
A first-time investor gets competing offers on one file without first building a network of lender relationships. The deal is pre-screened for bankability and packaged with a credit narrative before any lender sees it.
YieldStack is a commercial mortgage brokerage, not a lender. The leverage, the rate and the credit decision sit with the lenders competing for the deal. What runs behind the scenes is the process that gets several of them looking at the same file at once.
How does the process work for a first deal?
You describe the deal once, in a 5-minute submit, and that single file is screened against 20,000+ loan programs. Most deals come back with 5–8 matches across those programs, and the median offer in under an hour, from an institutional lender. A human deal team reads the offers with the investor and explains what each term means before any decision is made.
Small multifamily, DSCR and single-family rental programs are all screened from the same submission, so a first-time investor unsure which structure fits does not have to guess before starting.
What does it cost?
It costs Zero upfront to submit a deal and review offers; YieldStack's broker fee is 0.50–1.00% of the loan amount and is paid only at closing.
There is no charge to see what the market will offer on a first deal. If no offer is worth taking, the deal does not close and no fee is owed.
What happens to my information?
Deals stay anonymous to lenders before a letter of intent, so a first-time investor compares offers without a name or a property address circulating the market ahead of a decision.
The pre-screen runs the checks a lender’s own first pass would run, on the property and the sponsor, so the file arrives explained rather than rejected by an automated pass.
Frequently Asked Questions
Do I need previous deals to qualify?
No. A first deal is screened on the property and the sponsor’s plan rather than a required history of prior transactions.
How do I know which loan structure fits my deal?
One submission is screened across DSCR, small multifamily and other structures, and the fit comes back with the offers rather than needing to be chosen in advance.
Is there someone to explain the offers I receive?
Yes. A human deal team reads the offers with the investor and explains the terms before any decision is made.
How long does it take to see offers on a first deal?
The median offer in under an hour, from an institutional lender. A 5-minute submit is enough for the file to reach the programs that fit.
Does my identity reach lenders before I choose an offer?
No. Deals stay anonymous before a letter of intent, so a first-time investor compares offers without a name circulating the market first.
What happens after I choose a lender?
A human deal team negotiates the terms and stays on the file through closing. The lender underwrites the deal and makes the credit decision.
Is YieldStack a lender?
No. YieldStack is a commercial mortgage brokerage, not a lender. Every term sheet comes from a lender in the network and is subject to that lender's underwriting.
Does it cost anything to see terms?
No. It costs Zero upfront to submit a deal and review offers; YieldStack's broker fee is 0.50–1.00% of the loan amount and is paid only at closing.
Is financing guaranteed?
No. Every credit decision is made by the lender; YieldStack arranges the introductions and negotiates on the borrower's side, and no loan, rate, or closing is guaranteed.
Where does YieldStack operate?
Nationwide. YieldStack arranges commercial real estate financing nationwide. Every deal is business-purpose commercial financing, and the broker fee is paid only at closing.
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One first deal.Offers to compare.
YieldStack is a commercial mortgage brokerage, not a lender.