The AI Mortgage “Broker”
Submit your commercial real estate deal once — YieldStack’s AI screens it against 5,000+ loan programs and returns competing offers — median first offer in under an hour.
What is YieldStack?
YieldStack is a commercial mortgage brokerage, not a lender. It pre-screens each deal for bankability, matches it against 5,000+ loan programs from banks, credit unions, debt funds, and private lenders, and returns competing offers the borrower compares side by side.
Every credit decision is made by the participating lender. YieldStack’s role is targeted lender matching, offer comparison, and negotiation support from submission through closing, with a human deal team behind the software.
How does YieldStack’s lender matching work?
Borrowers complete one submission (5-minute submit). YieldStack’s AI pre-screens the deal for bankability — the property, sponsor, and business-plan checks a lender actually runs — then matches it to the 5–8 loan programs whose credit box it fits, rather than blasting it to a list.
Matched lenders respond with real terms: median first offer in under an hour. Deals stay anonymous to lenders before a letter of intent, so borrowers compare offers without shopping their identity around the market.
What does YieldStack cost?
It costs $0 upfront to submit a deal and review offers; YieldStack's broker fee is 0.50–1.00% of the loan amount and is paid only at closing.
What kinds of commercial real estate loans does YieldStack cover?
YieldStack matches bridge loans, DSCR rental loans, ground-up construction, fix-and-flip, SBA, agency multifamily, and permanent debt across small-balance and mid-market commercial deals nationwide.
- Bridge and transitional financing for value-add and reposition plans
- DSCR loans for rental and investment property
- Construction and fix-and-flip loans with draw schedules
- Multifamily, industrial, retail, office, self-storage, and mixed-use
Frequently Asked Questions
Is YieldStack a lender?
No. YieldStack is a commercial mortgage brokerage, not a lender. Every term sheet comes from a lender in the network and is subject to that lender's underwriting.
Does it cost anything to see terms?
No. It costs $0 upfront to submit a deal and review offers; YieldStack's broker fee is 0.50–1.00% of the loan amount and is paid only at closing.
Is financing guaranteed?
No. Every credit decision is made by the lender; YieldStack arranges the introductions and negotiates on the borrower's side, and no loan, rate, or closing is guaranteed.